Indian Bank — BANIPADA Branch

CUTTACK, ODISHA

IFSC Code IDIB000B160
MICR Code 754019206

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Bank
Branch Name BANIPADA
IFSC Code IDIB000B160
MICR Code 754019206
SWIFT Code N/A
Address INDIAN BANK BANIPADA GRAM PANCHAYAT BUILDING CHASAPADA PIN 754027
City CUTTACK
District CUTTACK
State ODISHA
Contact Number +918249001399

How to Use IDIB000B160 for Money Transfers

The IFSC code IDIB000B160 is specifically assigned to the BANIPADA branch of Indian Bank located in CUTTACK, ODISHA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IDIB000B160 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IDIB000B160 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IDIB000B160 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Bank BANIPADA Branch

The BANIPADA branch of Indian Bank is situated in CUTTACK, ODISHA. The branch address is INDIAN BANK BANIPADA GRAM PANCHAYAT BUILDING CHASAPADA PIN 754027. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +918249001399. Always use the IFSC code IDIB000B160 when making any online fund transfer to an account held at this branch.

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