Indian Bank — MANDIALI KALAN Branch

LUDHIANA, PUNJAB

IFSC Code IDIB000M402
MICR Code 141019204

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Bank
Branch Name MANDIALI KALAN
IFSC Code IDIB000M402
MICR Code 141019204
SWIFT Code N/A
Address VILLAGE MANDIALA KALAN, POST BIJA, TEHSIL KHANNA
City LUDHIANA
District LUDHIANA
State PUNJAB
Contact Number +917347002544

How to Use IDIB000M402 for Money Transfers

The IFSC code IDIB000M402 is specifically assigned to the MANDIALI KALAN branch of Indian Bank located in LUDHIANA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IDIB000M402 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IDIB000M402 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IDIB000M402 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Bank MANDIALI KALAN Branch

The MANDIALI KALAN branch of Indian Bank is situated in LUDHIANA, PUNJAB. The branch address is VILLAGE MANDIALA KALAN, POST BIJA, TEHSIL KHANNA. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +917347002544. Always use the IFSC code IDIB000M402 when making any online fund transfer to an account held at this branch.

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