Indian Bank — BHOURA Branch

LUDHIANA, PUNJAB

IFSC Code IDIB000B055
MICR Code 141019007

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Bank
Branch Name BHOURA
IFSC Code IDIB000B055
MICR Code 141019007
SWIFT Code N/A
Address E 12/783 G T ROAD BY PASS NEAR GMT SCHOOL NETAJI NAGAR PIN 141005
City LUDHIANA
District LUDHIANA
State PUNJAB
Contact Number +917347035043

How to Use IDIB000B055 for Money Transfers

The IFSC code IDIB000B055 is specifically assigned to the BHOURA branch of Indian Bank located in LUDHIANA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IDIB000B055 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IDIB000B055 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IDIB000B055 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Bank BHOURA Branch

The BHOURA branch of Indian Bank is situated in LUDHIANA, PUNJAB. The branch address is E 12/783 G T ROAD BY PASS NEAR GMT SCHOOL NETAJI NAGAR PIN 141005. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +917347035043. Always use the IFSC code IDIB000B055 when making any online fund transfer to an account held at this branch.

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