IDFC FIRST Bank — BHARAT PLUS URBAN Branch

How to Use IDFB0021185 for Money Transfers

The IFSC code IDFB0021185 is specifically assigned to the BHARAT PLUS URBAN branch of IDFC FIRST Bank located in LUDHIANA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IDFB0021185 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IDFB0021185 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IDFB0021185 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About IDFC FIRST Bank BHARAT PLUS URBAN Branch

The BHARAT PLUS URBAN branch of IDFC FIRST Bank is situated in LUDHIANA, PUNJAB. The branch address is GROUND FLOOR, H.NO. B-25-753, BLDG NO.264 AND 265, TARAF JODHEWAL, G.T, ROAD, KHANNA, PUNJAB-141401. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code IDFB0021185 when making any online fund transfer to an account held at this branch.