IDFC FIRST Bank — LUDHIANA - MILLER GANJ BRANCH Branch

How to Use IDFB0021178 for Money Transfers

The IFSC code IDFB0021178 is specifically assigned to the LUDHIANA - MILLER GANJ BRANCH branch of IDFC FIRST Bank located in LUDHIANA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IDFB0021178 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IDFB0021178 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IDFB0021178 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About IDFC FIRST Bank LUDHIANA - MILLER GANJ BRANCH Branch

The LUDHIANA - MILLER GANJ BRANCH branch of IDFC FIRST Bank is situated in LUDHIANA, PUNJAB. The branch address is GROUND FLOOR, IMPERIA TOWER, BXV, 79/A/1, VISHWAKARMA CHOWK, MILLER GANJ, LUDHIANA, PUNJAB - 141003 / TOLLFREE NO. - 18602582000. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code IDFB0021178 when making any online fund transfer to an account held at this branch.