HDFC Bank — HARCHOWAL Branch

GURDASPUR, PUNJAB

IFSC Code HDFC0003314
MICR Code 143240206

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name HDFC Bank
Branch Name HARCHOWAL
IFSC Code HDFC0003314
MICR Code 143240206
SWIFT Code HDFCINBB
Address HDFC BANK LTD VPO HARCHOWAL, DISTT GURDASPUR, HARCHOWAL PUNJAB 143527
City GURDASPUR
District HARCHOWAL
State PUNJAB
Contact Number +919815331111

How to Use HDFC0003314 for Money Transfers

The IFSC code HDFC0003314 is specifically assigned to the HARCHOWAL branch of HDFC Bank located in GURDASPUR, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use HDFC0003314 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use HDFC0003314 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require HDFC0003314 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About HDFC Bank HARCHOWAL Branch

The HARCHOWAL branch of HDFC Bank is situated in GURDASPUR, PUNJAB. The branch address is HDFC BANK LTD VPO HARCHOWAL, DISTT GURDASPUR, HARCHOWAL PUNJAB 143527. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919815331111. Always use the IFSC code HDFC0003314 when making any online fund transfer to an account held at this branch.

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