HDFC Bank — PHAGWARA Branch

KAPURTHALA, PUNJAB

IFSC Code HDFC0000055
MICR Code 144240202

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name HDFC Bank
Branch Name PHAGWARA
IFSC Code HDFC0000055
MICR Code 144240202
SWIFT Code HDFCINBB
Address KALRA COMPLEXGT ROAD,OPP. HANUMAN GARHIPHAGWARAPUNJAB144401
City KAPURTHALA
District PHAGWARA
State PUNJAB
Contact Number +919815331111

How to Use HDFC0000055 for Money Transfers

The IFSC code HDFC0000055 is specifically assigned to the PHAGWARA branch of HDFC Bank located in KAPURTHALA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use HDFC0000055 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use HDFC0000055 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require HDFC0000055 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About HDFC Bank PHAGWARA Branch

The PHAGWARA branch of HDFC Bank is situated in KAPURTHALA, PUNJAB. The branch address is KALRA COMPLEXGT ROAD,OPP. HANUMAN GARHIPHAGWARAPUNJAB144401. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919815331111. Always use the IFSC code HDFC0000055 when making any online fund transfer to an account held at this branch.

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