Equitas Small Finance Bank — DUGRI ROAD, LUDHIANA Branch

How to Use ESFB0015013 for Money Transfers

The IFSC code ESFB0015013 is specifically assigned to the DUGRI ROAD, LUDHIANA branch of Equitas Small Finance Bank located in LUDHIANA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use ESFB0015013 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use ESFB0015013 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require ESFB0015013 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Equitas Small Finance Bank DUGRI ROAD, LUDHIANA Branch

The DUGRI ROAD, LUDHIANA branch of Equitas Small Finance Bank is situated in LUDHIANA, PUNJAB. The branch address is SCF 23-24,SAHIL PLAZA,DUGRI ROAD,NEAR LIBRA BUS SERVICE STATION,LUDHIANA - 141001. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code ESFB0015013 when making any online fund transfer to an account held at this branch.