Equitas Small Finance Bank — GILL ROAD, LUDHINA Branch

How to Use ESFB0015001 for Money Transfers

The IFSC code ESFB0015001 is specifically assigned to the GILL ROAD, LUDHINA branch of Equitas Small Finance Bank located in LUDHIANA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use ESFB0015001 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use ESFB0015001 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require ESFB0015001 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Equitas Small Finance Bank GILL ROAD, LUDHINA Branch

The GILL ROAD, LUDHINA branch of Equitas Small Finance Bank is situated in LUDHIANA, PUNJAB. The branch address is JBN TOWER,NEAR VISHKARMA CHOWK,GILL ROAD,LUDHINA -141001. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +914430898015. Always use the IFSC code ESFB0015001 when making any online fund transfer to an account held at this branch.