Equitas Small Finance Bank — URBAN ESTATE Branch
JALANDHAR, PUNJAB
Available Services
Branch Details
| Bank Name | Equitas Small Finance Bank |
|---|---|
| Branch Name | URBAN ESTATE |
| IFSC Code | ESFB0015012 |
| MICR Code | 144756004 |
| SWIFT Code | N/A |
| Address | SCF 94,2ND FLOOR CHOPATI MARKET,URBAN ESTATE,PHASE -1 JALANDHAR -144001 |
| City | JALANDHAR |
| District | JALANDHAR |
| State | PUNJAB |
| Contact Number | Not Available |
How to Use ESFB0015012 for Money Transfers
The IFSC code ESFB0015012 is specifically assigned to the URBAN ESTATE branch of Equitas Small Finance Bank located in JALANDHAR, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use ESFB0015012 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use ESFB0015012 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require ESFB0015012 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Equitas Small Finance Bank URBAN ESTATE Branch
The URBAN ESTATE branch of Equitas Small Finance Bank is situated in JALANDHAR, PUNJAB. The branch address is SCF 94,2ND FLOOR CHOPATI MARKET,URBAN ESTATE,PHASE -1 JALANDHAR -144001. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code ESFB0015012 when making any online fund transfer to an account held at this branch.
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