Dhanlaxmi Bank — SERVICE BRANCH, ERANAKULAM Branch

KOCHI, KERALA

IFSC Code DLXB0000157
MICR Code 682048001

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Dhanlaxmi Bank
Branch Name SERVICE BRANCH, ERANAKULAM
IFSC Code DLXB0000157
MICR Code 682048001
SWIFT Code N/A
Address THE DHANALAKSHMI BANK LTD ,XXX/147-G, N H ROAD, PALARIVATTOM, ERNAKULAM..
City KOCHI
District KOCHI
State KERALA
Contact Number +914846453278

How to Use DLXB0000157 for Money Transfers

The IFSC code DLXB0000157 is specifically assigned to the SERVICE BRANCH, ERANAKULAM branch of Dhanlaxmi Bank located in KOCHI, KERALA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use DLXB0000157 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use DLXB0000157 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require DLXB0000157 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Dhanlaxmi Bank SERVICE BRANCH, ERANAKULAM Branch

The SERVICE BRANCH, ERANAKULAM branch of Dhanlaxmi Bank is situated in KOCHI, KERALA. The branch address is THE DHANALAKSHMI BANK LTD ,XXX/147-G, N H ROAD, PALARIVATTOM, ERNAKULAM... This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +914846453278. Always use the IFSC code DLXB0000157 when making any online fund transfer to an account held at this branch.

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