Dhanlaxmi Bank — EKM-PALARIVATTOM Branch
KOCHI, KERALA
Available Services
Branch Details
| Bank Name | Dhanlaxmi Bank |
|---|---|
| Branch Name | EKM-PALARIVATTOM |
| IFSC Code | DLXB0000038 |
| MICR Code | 682048003 |
| SWIFT Code | N/A |
| Address | GROUND FLOOR,K M M BUILDI 32/2383 A-1,OP.KSEB OFFIC S N JUNCTION PALARIVATTOM ERNAMKULAM |
| City | KOCHI |
| District | KOCHI |
| State | KERALA |
| Contact Number | +914846453440 |
How to Use DLXB0000038 for Money Transfers
The IFSC code DLXB0000038 is specifically assigned to the EKM-PALARIVATTOM branch of Dhanlaxmi Bank located in KOCHI, KERALA. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use DLXB0000038 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use DLXB0000038 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require DLXB0000038 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Dhanlaxmi Bank EKM-PALARIVATTOM Branch
The EKM-PALARIVATTOM branch of Dhanlaxmi Bank is situated in KOCHI, KERALA. The branch address is GROUND FLOOR,K M M BUILDI 32/2383 A-1,OP.KSEB OFFIC S N JUNCTION PALARIVATTOM ERNAMKULAM. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +914846453440. Always use the IFSC code DLXB0000038 when making any online fund transfer to an account held at this branch.
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