Bank of India — GAYA Branch

GAYA, BIHAR

IFSC Code BKID000ZO86
MICR Code N/A

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Bank of India
Branch Name GAYA
IFSC Code BKID000ZO86
MICR Code N/A
SWIFT Code N/A
Address RAJLAXMI COMPLEX OPP VISHAL MEGA MART BANK OF INDIA ZONAL OFFICE GAYA 823001
City GAYA
District GAYA
State BIHAR
Contact Number +919421392625

How to Use BKID000ZO86 for Money Transfers

The IFSC code BKID000ZO86 is specifically assigned to the GAYA branch of Bank of India located in GAYA, BIHAR. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use BKID000ZO86 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use BKID000ZO86 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require BKID000ZO86 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Bank of India GAYA Branch

The GAYA branch of Bank of India is situated in GAYA, BIHAR. The branch address is RAJLAXMI COMPLEX OPP VISHAL MEGA MART BANK OF INDIA ZONAL OFFICE GAYA 823001. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919421392625. Always use the IFSC code BKID000ZO86 when making any online fund transfer to an account held at this branch.

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