Bank of India — KHAGAUL Branch

KHAGAUL, BIHAR

IFSC Code BKID0004402
MICR Code 800013008

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Bank of India
Branch Name KHAGAUL
IFSC Code BKID0004402
MICR Code 800013008
SWIFT Code N/A
Address DINAPUR KHAGAUL ROADP O KHAGAUL
City KHAGAUL
District KHAGAUL
State BIHAR
Contact Number +916115232470

How to Use BKID0004402 for Money Transfers

The IFSC code BKID0004402 is specifically assigned to the KHAGAUL branch of Bank of India located in KHAGAUL, BIHAR. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use BKID0004402 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use BKID0004402 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require BKID0004402 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Bank of India KHAGAUL Branch

The KHAGAUL branch of Bank of India is situated in KHAGAUL, BIHAR. The branch address is DINAPUR KHAGAUL ROADP O KHAGAUL. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +916115232470. Always use the IFSC code BKID0004402 when making any online fund transfer to an account held at this branch.

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