Bank of India — ALIGANJ HABIBPUR Branch

ALIGANJ HABIBPUR, BIHAR

IFSC Code BKID0004627
MICR Code 812013005

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Bank of India
Branch Name ALIGANJ HABIBPUR
IFSC Code BKID0004627
MICR Code 812013005
SWIFT Code N/A
Address GURHATTA CHOWKPO MIRJANHAT DIST BHAGALPUR
City ALIGANJ HABIBPUR
District ALIGANJ HABIBPUR
State BIHAR
Contact Number +916412422190

How to Use BKID0004627 for Money Transfers

The IFSC code BKID0004627 is specifically assigned to the ALIGANJ HABIBPUR branch of Bank of India located in ALIGANJ HABIBPUR, BIHAR. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use BKID0004627 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use BKID0004627 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require BKID0004627 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Bank of India ALIGANJ HABIBPUR Branch

The ALIGANJ HABIBPUR branch of Bank of India is situated in ALIGANJ HABIBPUR, BIHAR. The branch address is GURHATTA CHOWKPO MIRJANHAT DIST BHAGALPUR. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +916412422190. Always use the IFSC code BKID0004627 when making any online fund transfer to an account held at this branch.

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