Bank of India — NAUGACHHIA Branch
BHAGALPUR, BIHAR
Available Services
Branch Details
| Bank Name | Bank of India |
|---|---|
| Branch Name | NAUGACHHIA |
| IFSC Code | BKID0004589 |
| MICR Code | 812013507 |
| SWIFT Code | N/A |
| Address | CHIRANIA COMPLEXNH 31 NAUGACHHIA |
| City | BHAGALPUR |
| District | BHAGALPUR |
| State | BIHAR |
| Contact Number | +919471913793 |
How to Use BKID0004589 for Money Transfers
The IFSC code BKID0004589 is specifically assigned to the NAUGACHHIA branch of Bank of India located in BHAGALPUR, BIHAR. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use BKID0004589 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use BKID0004589 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require BKID0004589 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Bank of India NAUGACHHIA Branch
The NAUGACHHIA branch of Bank of India is situated in BHAGALPUR, BIHAR. The branch address is CHIRANIA COMPLEXNH 31 NAUGACHHIA. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919471913793. Always use the IFSC code BKID0004589 when making any online fund transfer to an account held at this branch.
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