Bank of India — KOSHILA Branch

KOSHILA DIST GAYA, BIHAR

IFSC Code BKID0004489
MICR Code 823013505

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Bank of India
Branch Name KOSHILA
IFSC Code BKID0004489
MICR Code 823013505
SWIFT Code N/A
Address AT PO KOSHILAVIA BODHGAYA
City KOSHILA DIST GAYA
District KOSHILA DIST GAYA
State BIHAR
Contact Number +916319934686

How to Use BKID0004489 for Money Transfers

The IFSC code BKID0004489 is specifically assigned to the KOSHILA branch of Bank of India located in KOSHILA DIST GAYA, BIHAR. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use BKID0004489 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use BKID0004489 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require BKID0004489 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Bank of India KOSHILA Branch

The KOSHILA branch of Bank of India is situated in KOSHILA DIST GAYA, BIHAR. The branch address is AT PO KOSHILAVIA BODHGAYA. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +916319934686. Always use the IFSC code BKID0004489 when making any online fund transfer to an account held at this branch.

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