Janalaxmi Co-operative Bank — JANALAXMI COOP BANK SAMRUDDHI Branch

How to Use YESB0JLCB02 for Money Transfers

The IFSC code YESB0JLCB02 is specifically assigned to the JANALAXMI COOP BANK SAMRUDDHI branch of Janalaxmi Co-operative Bank located in NASIK, MAHARASHTRA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use YESB0JLCB02 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use YESB0JLCB02 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require YESB0JLCB02 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Janalaxmi Co-operative Bank JANALAXMI COOP BANK SAMRUDDHI Branch

The JANALAXMI COOP BANK SAMRUDDHI branch of Janalaxmi Co-operative Bank is situated in NASIK, MAHARASHTRA. The branch address is SAMRUDDHI GADKARI CHOWK OLD AGRA ROAD NASHIK 422002. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +912532577875. Always use the IFSC code YESB0JLCB02 when making any online fund transfer to an account held at this branch.