Citizens' Co-operative Bank Jammu — CITIZENS COOP BANK JAMMU KANAKMANDI Branch

JAMMU, JAMMU AND KASHMIR

IFSC Code YESB0CJ0106
MICR Code 180660006

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Citizens' Co-operative Bank Jammu
Branch Name CITIZENS COOP BANK JAMMU KANAKMANDI
IFSC Code YESB0CJ0106
MICR Code 180660006
SWIFT Code N/A
Address AHATA SHRI NIWAS SHAH, KANAK MANDI, JAMMU-180001
City JAMMU
District JAMMU
State JAMMU AND KASHMIR
Contact Number +911912544712

How to Use YESB0CJ0106 for Money Transfers

The IFSC code YESB0CJ0106 is specifically assigned to the CITIZENS COOP BANK JAMMU KANAKMANDI branch of Citizens' Co-operative Bank Jammu located in JAMMU, JAMMU AND KASHMIR. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use YESB0CJ0106 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use YESB0CJ0106 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require YESB0CJ0106 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Citizens' Co-operative Bank Jammu CITIZENS COOP BANK JAMMU KANAKMANDI Branch

The CITIZENS COOP BANK JAMMU KANAKMANDI branch of Citizens' Co-operative Bank Jammu is situated in JAMMU, JAMMU AND KASHMIR. The branch address is AHATA SHRI NIWAS SHAH, KANAK MANDI, JAMMU-180001. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +911912544712. Always use the IFSC code YESB0CJ0106 when making any online fund transfer to an account held at this branch.

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