Yes Bank — FOCAL POINT-LUDHIANA Branch
LUDHIANA, PUNJAB
Available Services
Branch Details
| Bank Name | Yes Bank |
|---|---|
| Branch Name | FOCAL POINT-LUDHIANA |
| IFSC Code | YESB0001242 |
| MICR Code | N/A |
| SWIFT Code | N/A |
| Address | PART OF GROUND FLOOR,B-30,1854 / 4,PLOT NO.23-B,FOCAL POINT,LUDHIANA PUNJAB 141010 |
| City | LUDHIANA |
| District | LUDHIANA |
| State | PUNJAB |
| Contact Number | +9102218001200 |
How to Use YESB0001242 for Money Transfers
The IFSC code YESB0001242 is specifically assigned to the FOCAL POINT-LUDHIANA branch of Yes Bank located in LUDHIANA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use YESB0001242 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use YESB0001242 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require YESB0001242 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Yes Bank FOCAL POINT-LUDHIANA Branch
The FOCAL POINT-LUDHIANA branch of Yes Bank is situated in LUDHIANA, PUNJAB. The branch address is PART OF GROUND FLOOR,B-30,1854 / 4,PLOT NO.23-B,FOCAL POINT,LUDHIANA PUNJAB 141010. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +9102218001200. Always use the IFSC code YESB0001242 when making any online fund transfer to an account held at this branch.
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