Utkarsh Small Finance Bank — ARARIA Branch

ARARIA, BIHAR

IFSC Code UTKS0002149
MICR Code 854762009

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Utkarsh Small Finance Bank
Branch Name ARARIA
IFSC Code UTKS0002149
MICR Code 854762009
SWIFT Code N/A
Address GROUND FLOOR NEAR MILIYA,COLLEGE,ZERO MILE NATIONAL HIGHWAY,327 SILIGURI ROAD,ARARIA BIHAR 854311
City ARARIA
District ARARIA
State BIHAR
Contact Number Not Available

How to Use UTKS0002149 for Money Transfers

The IFSC code UTKS0002149 is specifically assigned to the ARARIA branch of Utkarsh Small Finance Bank located in ARARIA, BIHAR. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UTKS0002149 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UTKS0002149 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UTKS0002149 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Utkarsh Small Finance Bank ARARIA Branch

The ARARIA branch of Utkarsh Small Finance Bank is situated in ARARIA, BIHAR. The branch address is GROUND FLOOR NEAR MILIYA,COLLEGE,ZERO MILE NATIONAL HIGHWAY,327 SILIGURI ROAD,ARARIA BIHAR 854311. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code UTKS0002149 when making any online fund transfer to an account held at this branch.

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