Utkarsh Small Finance Bank — SONIA ROAD VARANASI Branch

How to Use UTKS0002143 for Money Transfers

The IFSC code UTKS0002143 is specifically assigned to the SONIA ROAD VARANASI branch of Utkarsh Small Finance Bank located in VARANASI, UTTAR PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UTKS0002143 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UTKS0002143 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UTKS0002143 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Utkarsh Small Finance Bank SONIA ROAD VARANASI Branch

The SONIA ROAD VARANASI branch of Utkarsh Small Finance Bank is situated in VARANASI, UTTAR PRADESH. The branch address is UTKARSH SMALL FINANCE BANK LTD. D-58/12 A86 GANDHI NAGAR COLONY SONIA ROAD SIGRA VARANASI UTTAR PRADESH-221010. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code UTKS0002143 when making any online fund transfer to an account held at this branch.