Utkarsh Small Finance Bank — BUGUDA Branch
GANJAM, ODISHA
Available Services
Branch Details
| Bank Name | Utkarsh Small Finance Bank |
|---|---|
| Branch Name | BUGUDA |
| IFSC Code | UTKS0002105 |
| MICR Code | 761762005 |
| SWIFT Code | N/A |
| Address | UTKARSH SMALL FINANCE BANK LTD.NEAR CINEMA HALL MAIN ROAD BUGUDA DIST-GANJAM ODISHA-761118 |
| City | GANJAM |
| District | BUGUDA |
| State | ODISHA |
| Contact Number | Not Available |
How to Use UTKS0002105 for Money Transfers
The IFSC code UTKS0002105 is specifically assigned to the BUGUDA branch of Utkarsh Small Finance Bank located in GANJAM, ODISHA. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use UTKS0002105 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UTKS0002105 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UTKS0002105 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Utkarsh Small Finance Bank BUGUDA Branch
The BUGUDA branch of Utkarsh Small Finance Bank is situated in GANJAM, ODISHA. The branch address is UTKARSH SMALL FINANCE BANK LTD.NEAR CINEMA HALL MAIN ROAD BUGUDA DIST-GANJAM ODISHA-761118. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code UTKS0002105 when making any online fund transfer to an account held at this branch.
← View all Utkarsh Small Finance Bank branches