Utkarsh Small Finance Bank — LAURIYA Branch
WEST CHAMPARAN, BIHAR
Available Services
Branch Details
| Bank Name | Utkarsh Small Finance Bank |
|---|---|
| Branch Name | LAURIYA |
| IFSC Code | UTKS0001939 |
| MICR Code | 845762113 |
| SWIFT Code | N/A |
| Address | TSMLLFINNCEBNLTD.FISTFLOOBETTIRODINFONTOFBNDNBNLUIWESTCMPNBIPIN-845453 |
| City | WEST CHAMPARAN |
| District | LAURIYA |
| State | BIHAR |
| Contact Number | Not Available |
How to Use UTKS0001939 for Money Transfers
The IFSC code UTKS0001939 is specifically assigned to the LAURIYA branch of Utkarsh Small Finance Bank located in WEST CHAMPARAN, BIHAR. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use UTKS0001939 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UTKS0001939 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UTKS0001939 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Utkarsh Small Finance Bank LAURIYA Branch
The LAURIYA branch of Utkarsh Small Finance Bank is situated in WEST CHAMPARAN, BIHAR. The branch address is TSMLLFINNCEBNLTD.FISTFLOOBETTIRODINFONTOFBNDNBNLUIWESTCMPNBIPIN-845453. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code UTKS0001939 when making any online fund transfer to an account held at this branch.
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