Utkarsh Small Finance Bank — BAGUIHATI Branch

How to Use UTKS0001657 for Money Transfers

The IFSC code UTKS0001657 is specifically assigned to the BAGUIHATI branch of Utkarsh Small Finance Bank located in NORTH 24 PARGANAS, WEST BENGAL. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UTKS0001657 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UTKS0001657 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UTKS0001657 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Utkarsh Small Finance Bank BAGUIHATI Branch

The BAGUIHATI branch of Utkarsh Small Finance Bank is situated in NORTH 24 PARGANAS, WEST BENGAL. The branch address is GROUND FLOOR INDRANIL APARTMENT RAJARHAT MAIN ROAD OPP.NEW TOWN NURSING HOME P.O - DESH BANDHU NAGAR P.S - BAGUIHATI KOLKATA-700059. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code UTKS0001657 when making any online fund transfer to an account held at this branch.