Utkarsh Small Finance Bank — LUDHIANA Branch
LUDHIANA, PUNJAB
Available Services
Branch Details
| Bank Name | Utkarsh Small Finance Bank |
|---|---|
| Branch Name | LUDHIANA |
| IFSC Code | UTKS0001588 |
| MICR Code | 141762002 |
| SWIFT Code | N/A |
| Address | PLOT NO.4 MUNICIPAL NO.B-26-4 NEW LAJPAT NAGAR PAKHOWAL ROAD LUDHIANA PUNJAB-141002 |
| City | LUDHIANA |
| District | LUDHIANA |
| State | PUNJAB |
| Contact Number | Not Available |
How to Use UTKS0001588 for Money Transfers
The IFSC code UTKS0001588 is specifically assigned to the LUDHIANA branch of Utkarsh Small Finance Bank located in LUDHIANA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use UTKS0001588 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UTKS0001588 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UTKS0001588 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Utkarsh Small Finance Bank LUDHIANA Branch
The LUDHIANA branch of Utkarsh Small Finance Bank is situated in LUDHIANA, PUNJAB. The branch address is PLOT NO.4 MUNICIPAL NO.B-26-4 NEW LAJPAT NAGAR PAKHOWAL ROAD LUDHIANA PUNJAB-141002. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code UTKS0001588 when making any online fund transfer to an account held at this branch.
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