Merchants Liberal Co-operative Bank — Merchants Liberal Co-operative Bank IMPS Branch

How to Use UTIB0SMLCBK for Money Transfers

The IFSC code UTIB0SMLCBK is specifically assigned to the Merchants Liberal Co-operative Bank IMPS branch of Merchants Liberal Co-operative Bank located in MUMBAI, MAHARASHTRA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UTIB0SMLCBK when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UTIB0SMLCBK along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UTIB0SMLCBK when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Merchants Liberal Co-operative Bank Merchants Liberal Co-operative Bank IMPS Branch

The Merchants Liberal Co-operative Bank IMPS branch of Merchants Liberal Co-operative Bank is situated in MUMBAI, MAHARASHTRA. The branch address is BASAVESHWAR CIRCLE MAKANGALLI GADAG 582101. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +918372234993. Always use the IFSC code UTIB0SMLCBK when making any online fund transfer to an account held at this branch.