J&k State Co-operative Bank — J&k State Co-operative Bank IMPS Branch

How to Use UTIB0SJKCB1 for Money Transfers

The IFSC code UTIB0SJKCB1 is specifically assigned to the J&k State Co-operative Bank IMPS branch of J&k State Co-operative Bank located in MUMBAI, MAHARASHTRA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UTIB0SJKCB1 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UTIB0SJKCB1 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UTIB0SJKCB1 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About J&k State Co-operative Bank J&k State Co-operative Bank IMPS Branch

The J&k State Co-operative Bank IMPS branch of J&k State Co-operative Bank is situated in MUMBAI, MAHARASHTRA. The branch address is ATHWAS GAHH NEAR SILK FACTORY RAJBAGH,SRINAGAR,PIN 190001. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +911942311121. Always use the IFSC code UTIB0SJKCB1 when making any online fund transfer to an account held at this branch.