Axis Bank — THE BAILHONGAL MERCHANTS CO OPERATIVE BANK LTD BAILHONGAL Branch

How to Use UTIB0SBMCOB for Money Transfers

The IFSC code UTIB0SBMCOB is specifically assigned to the THE BAILHONGAL MERCHANTS CO OPERATIVE BANK LTD BAILHONGAL branch of Axis Bank located in BELGAUM, KARNATAKA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UTIB0SBMCOB when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UTIB0SBMCOB along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UTIB0SBMCOB when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Axis Bank THE BAILHONGAL MERCHANTS CO OPERATIVE BANK LTD BAILHONGAL Branch

The THE BAILHONGAL MERCHANTS CO OPERATIVE BANK LTD BAILHONGAL branch of Axis Bank is situated in BELGAUM, KARNATAKA. The branch address is NEAR SANGOLLI RAYANNA CIRCLE BAILHONGAL 591102. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +918288233146. Always use the IFSC code UTIB0SBMCOB when making any online fund transfer to an account held at this branch.