Axis Bank — KHAWAJKE Branch

How to Use UTIB0005952 for Money Transfers

The IFSC code UTIB0005952 is specifically assigned to the KHAWAJKE branch of Axis Bank located in LUDHIANA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UTIB0005952 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UTIB0005952 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UTIB0005952 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Axis Bank KHAWAJKE Branch

The KHAWAJKE branch of Axis Bank is situated in LUDHIANA, PUNJAB. The branch address is GROUND FLOOR, KHATA NO 17 17, KHASRA NO 77 78, VILLAGE KHAWAJKE, RAHON ROAD, DISTRICT AND TEHSIL, LUDHIANA, PUNJAB 141007. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919888514508. Always use the IFSC code UTIB0005952 when making any online fund transfer to an account held at this branch.