Axis Bank — HAIBOWAL KALAN LUDHIANA Branch

How to Use UTIB0005890 for Money Transfers

The IFSC code UTIB0005890 is specifically assigned to the HAIBOWAL KALAN LUDHIANA branch of Axis Bank located in LUDHIANA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UTIB0005890 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UTIB0005890 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UTIB0005890 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Axis Bank HAIBOWAL KALAN LUDHIANA Branch

The HAIBOWAL KALAN LUDHIANA branch of Axis Bank is situated in LUDHIANA, PUNJAB. The branch address is GROUND FLOOR, KHATA NO 1651BY1788, KHASRA NO 22BY7 5,0 MEASURING 0K, 2.5BY6M AND 0K 8.1BY2M, HAIBOWAL MAIN ROAD NEAR PETROL PUMP, HAIBOWAL KALAN, LUDHIANA, PUNJAB 141001. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +916284114965. Always use the IFSC code UTIB0005890 when making any online fund transfer to an account held at this branch.