Axis Bank — LUDHIANA Branch

LUDHIANA, PUNJAB

IFSC Code UTIB0005808
MICR Code 142211009

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Axis Bank
Branch Name LUDHIANA
IFSC Code UTIB0005808
MICR Code 142211009
SWIFT Code N/A
Address AXIS BANK LTD, SOUTH CITY, LUDHIANA GROUND FLOOR KHATA NO 152, FATEHPUR AWANA CANAL ROAD, LUDHIANA, PUNJAB 142027
City LUDHIANA
District LUDHIANA
State PUNJAB
Contact Number +918872726899

How to Use UTIB0005808 for Money Transfers

The IFSC code UTIB0005808 is specifically assigned to the LUDHIANA branch of Axis Bank located in LUDHIANA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UTIB0005808 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UTIB0005808 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UTIB0005808 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Axis Bank LUDHIANA Branch

The LUDHIANA branch of Axis Bank is situated in LUDHIANA, PUNJAB. The branch address is AXIS BANK LTD, SOUTH CITY, LUDHIANA GROUND FLOOR KHATA NO 152, FATEHPUR AWANA CANAL ROAD, LUDHIANA, PUNJAB 142027. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +918872726899. Always use the IFSC code UTIB0005808 when making any online fund transfer to an account held at this branch.

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