Axis Bank — MALIHABAD LUCKNOW Branch

How to Use UTIB0005705 for Money Transfers

The IFSC code UTIB0005705 is specifically assigned to the MALIHABAD LUCKNOW branch of Axis Bank located in LUCKNOW, UTTAR PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UTIB0005705 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UTIB0005705 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UTIB0005705 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Axis Bank MALIHABAD LUCKNOW Branch

The MALIHABAD LUCKNOW branch of Axis Bank is situated in LUCKNOW, UTTAR PRADESH. The branch address is UGF, SHOP NO 16 TO 23, WARD 13, MUJEEB COMPLEX, MIRZAGANJ, TEHSIL MALIHABAD, DIST LUCKNOW 226102 UP. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +917897420261. Always use the IFSC code UTIB0005705 when making any online fund transfer to an account held at this branch.