Axis Bank — HARISHCHANDRAPUR Branch

How to Use UTIB0005499 for Money Transfers

The IFSC code UTIB0005499 is specifically assigned to the HARISHCHANDRAPUR branch of Axis Bank located in MALDA, WEST BENGAL. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UTIB0005499 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UTIB0005499 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UTIB0005499 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Axis Bank HARISHCHANDRAPUR Branch

The HARISHCHANDRAPUR branch of Axis Bank is situated in MALDA, WEST BENGAL. The branch address is GR FLR,PLOT NO 2917 3776,BARDUARY HARISHCHANDRAPUR RD,HARISHCHANDRAPUR GP,PO PS HARISHCHANDRAPUR. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919932812897. Always use the IFSC code UTIB0005499 when making any online fund transfer to an account held at this branch.