Axis Bank — NOWGAM Branch

SRINAGAR, JAMMU AND KASHMIR

IFSC Code UTIB0005449
MICR Code 190211008

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Axis Bank
Branch Name NOWGAM
IFSC Code UTIB0005449
MICR Code 190211008
SWIFT Code N/A
Address GROUND FLOOR KHASRA NO 1024 MIN NOWGAM MAIN ROAD SRINAGAR JAMMU AND KASHMIR UT 190015
City SRINAGAR
District NOWGAM
State JAMMU AND KASHMIR
Contact Number +919596244001

How to Use UTIB0005449 for Money Transfers

The IFSC code UTIB0005449 is specifically assigned to the NOWGAM branch of Axis Bank located in SRINAGAR, JAMMU AND KASHMIR. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UTIB0005449 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UTIB0005449 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UTIB0005449 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Axis Bank NOWGAM Branch

The NOWGAM branch of Axis Bank is situated in SRINAGAR, JAMMU AND KASHMIR. The branch address is GROUND FLOOR KHASRA NO 1024 MIN NOWGAM MAIN ROAD SRINAGAR JAMMU AND KASHMIR UT 190015. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919596244001. Always use the IFSC code UTIB0005449 when making any online fund transfer to an account held at this branch.

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