Axis Bank — RATTAN Branch

LUDHIANA, PUNJAB

IFSC Code UTIB0005373
MICR Code 141211051

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Axis Bank
Branch Name RATTAN
IFSC Code UTIB0005373
MICR Code 141211051
SWIFT Code N/A
Address AXIS BANK LTD,GROUND FLOOR,PLOT NO 337,KHEWAT NO 99 92 AND 100 93,KHATAUNI NO 108 AND 109
City LUDHIANA
District LUDHIANA
State PUNJAB
Contact Number +918727859707

How to Use UTIB0005373 for Money Transfers

The IFSC code UTIB0005373 is specifically assigned to the RATTAN branch of Axis Bank located in LUDHIANA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UTIB0005373 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UTIB0005373 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UTIB0005373 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Axis Bank RATTAN Branch

The RATTAN branch of Axis Bank is situated in LUDHIANA, PUNJAB. The branch address is AXIS BANK LTD,GROUND FLOOR,PLOT NO 337,KHEWAT NO 99 92 AND 100 93,KHATAUNI NO 108 AND 109. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +918727859707. Always use the IFSC code UTIB0005373 when making any online fund transfer to an account held at this branch.

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