Axis Bank — BARGARCHUMUK Branch

HOWRAH, WEST BENGAL

IFSC Code UTIB0005322
MICR Code 700211194

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Axis Bank
Branch Name BARGARCHUMUK
IFSC Code UTIB0005322
MICR Code 700211194
SWIFT Code N/A
Address GROUND FLOOR, LR KHATIAN NO 2404, DAG NO 363, ULUBERIA SHYAMPUR ROAD, BARGARCHUMUK, P S SHYAMPUR
City HOWRAH
District BARGARCHUMUK
State WEST BENGAL
Contact Number +919433609221

How to Use UTIB0005322 for Money Transfers

The IFSC code UTIB0005322 is specifically assigned to the BARGARCHUMUK branch of Axis Bank located in HOWRAH, WEST BENGAL. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UTIB0005322 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UTIB0005322 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UTIB0005322 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Axis Bank BARGARCHUMUK Branch

The BARGARCHUMUK branch of Axis Bank is situated in HOWRAH, WEST BENGAL. The branch address is GROUND FLOOR, LR KHATIAN NO 2404, DAG NO 363, ULUBERIA SHYAMPUR ROAD, BARGARCHUMUK, P S SHYAMPUR. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919433609221. Always use the IFSC code UTIB0005322 when making any online fund transfer to an account held at this branch.

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