Axis Bank — KHAGAUL ROAD BRANCH Branch

How to Use UTIB0005248 for Money Transfers

The IFSC code UTIB0005248 is specifically assigned to the KHAGAUL ROAD BRANCH branch of Axis Bank located in PATNA, BIHAR. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UTIB0005248 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UTIB0005248 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UTIB0005248 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Axis Bank KHAGAUL ROAD BRANCH Branch

The KHAGAUL ROAD BRANCH branch of Axis Bank is situated in PATNA, BIHAR. The branch address is UPPER GROUND FLR SHOP NO 1 AND 15, BHAWANI COMPLEX MAIN SAGUNA KHAUGAUL RD, OPP RADIANT SCHOOL PO PS KHAGAUL PATNA, BIHAR 800015. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919386412455. Always use the IFSC code UTIB0005248 when making any online fund transfer to an account held at this branch.