Axis Bank — GHAGGA Branch
PATIALA, PUNJAB
Available Services
Branch Details
| Bank Name | Axis Bank |
|---|---|
| Branch Name | GHAGGA |
| IFSC Code | UTIB0005228 |
| MICR Code | 147211020 |
| SWIFT Code | N/A |
| Address | AXIS BANK LTD KHASRA NO 417, PATRAN SAMANA ROAD, DISTRICT PATIALA, CITY GHAGGA, PUNJAB PIN 147102 |
| City | PATIALA |
| District | GHAGGA |
| State | PUNJAB |
| Contact Number | +919781070002 |
How to Use UTIB0005228 for Money Transfers
The IFSC code UTIB0005228 is specifically assigned to the GHAGGA branch of Axis Bank located in PATIALA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use UTIB0005228 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UTIB0005228 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UTIB0005228 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Axis Bank GHAGGA Branch
The GHAGGA branch of Axis Bank is situated in PATIALA, PUNJAB. The branch address is AXIS BANK LTD KHASRA NO 417, PATRAN SAMANA ROAD, DISTRICT PATIALA, CITY GHAGGA, PUNJAB PIN 147102. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919781070002. Always use the IFSC code UTIB0005228 when making any online fund transfer to an account held at this branch.
← View all Axis Bank branches