Axis Bank — KANIKA CHHAK Branch
CUTTACK, ODISHA
Available Services
Branch Details
| Bank Name | Axis Bank |
|---|---|
| Branch Name | KANIKA CHHAK |
| IFSC Code | UTIB0004986 |
| MICR Code | 753211011 |
| SWIFT Code | N/A |
| Address | AXIS BANK LTD, GROUND FLOOR, KANIKA CHHAK, CUTTACK |
| City | CUTTACK |
| District | CUTTACK |
| State | ODISHA |
| Contact Number | +919778997783 |
How to Use UTIB0004986 for Money Transfers
The IFSC code UTIB0004986 is specifically assigned to the KANIKA CHHAK branch of Axis Bank located in CUTTACK, ODISHA. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use UTIB0004986 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UTIB0004986 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UTIB0004986 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Axis Bank KANIKA CHHAK Branch
The KANIKA CHHAK branch of Axis Bank is situated in CUTTACK, ODISHA. The branch address is AXIS BANK LTD, GROUND FLOOR, KANIKA CHHAK, CUTTACK. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919778997783. Always use the IFSC code UTIB0004986 when making any online fund transfer to an account held at this branch.
← View all Axis Bank branches