Axis Bank — GANGYAL Branch
JAMMU, JAMMU AND KASHMIR
Available Services
Branch Details
| Bank Name | Axis Bank |
|---|---|
| Branch Name | GANGYAL |
| IFSC Code | UTIB0004981 |
| MICR Code | 180211018 |
| SWIFT Code | N/A |
| Address | GROUND FLOOR, KHASRA NO 383, NEAR PNB, NATIONAL HIGHWAY 44, GANGYAL, DISTT JAMMU, JAMMU AND KASHMIR |
| City | JAMMU |
| District | JAMMU |
| State | JAMMU AND KASHMIR |
| Contact Number | +919596254179 |
How to Use UTIB0004981 for Money Transfers
The IFSC code UTIB0004981 is specifically assigned to the GANGYAL branch of Axis Bank located in JAMMU, JAMMU AND KASHMIR. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use UTIB0004981 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UTIB0004981 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UTIB0004981 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Axis Bank GANGYAL Branch
The GANGYAL branch of Axis Bank is situated in JAMMU, JAMMU AND KASHMIR. The branch address is GROUND FLOOR, KHASRA NO 383, NEAR PNB, NATIONAL HIGHWAY 44, GANGYAL, DISTT JAMMU, JAMMU AND KASHMIR. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919596254179. Always use the IFSC code UTIB0004981 when making any online fund transfer to an account held at this branch.
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