Axis Bank — DEMOW Branch

SIVASAGAR, ASSAM

IFSC Code UTIB0004974
MICR Code 785211503

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Axis Bank
Branch Name DEMOW
IFSC Code UTIB0004974
MICR Code 785211503
SWIFT Code N/A
Address GROUND FLOOR, WARD NO 2, SHANTIPUR DEMOW, NH 37, NEAR DEMOW DIAGNOSTIC CENTRE, PO DEMOW, PIN 785662, DIST SIVSAGAR
City SIVASAGAR
District DEMOW
State ASSAM
Contact Number +919435035277

How to Use UTIB0004974 for Money Transfers

The IFSC code UTIB0004974 is specifically assigned to the DEMOW branch of Axis Bank located in SIVASAGAR, ASSAM. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UTIB0004974 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UTIB0004974 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UTIB0004974 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Axis Bank DEMOW Branch

The DEMOW branch of Axis Bank is situated in SIVASAGAR, ASSAM. The branch address is GROUND FLOOR, WARD NO 2, SHANTIPUR DEMOW, NH 37, NEAR DEMOW DIAGNOSTIC CENTRE, PO DEMOW, PIN 785662, DIST SIVSAGAR. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919435035277. Always use the IFSC code UTIB0004974 when making any online fund transfer to an account held at this branch.

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