Axis Bank — RAMKRISHNA NAGAR BRANCH Branch

How to Use UTIB0004808 for Money Transfers

The IFSC code UTIB0004808 is specifically assigned to the RAMKRISHNA NAGAR BRANCH branch of Axis Bank located in KARIMGANJ, ASSAM. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UTIB0004808 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UTIB0004808 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UTIB0004808 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Axis Bank RAMKRISHNA NAGAR BRANCH Branch

The RAMKRISHNA NAGAR BRANCH branch of Axis Bank is situated in KARIMGANJ, ASSAM. The branch address is 306 GROUND FLOOR NEAR LOKNATH HOTEL RAMKRISHNA NAGAR MAIN ROAD PO RAMKRISHNA NAGA DIST KARIMGUNJ ASSAM. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919706134336. Always use the IFSC code UTIB0004808 when making any online fund transfer to an account held at this branch.