Axis Bank — BADKULLA Branch

How to Use UTIB0004320 for Money Transfers

The IFSC code UTIB0004320 is specifically assigned to the BADKULLA branch of Axis Bank located in NADIA, WEST BENGAL. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UTIB0004320 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UTIB0004320 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UTIB0004320 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Axis Bank BADKULLA Branch

The BADKULLA branch of Axis Bank is situated in NADIA, WEST BENGAL. The branch address is GR FL, JL AND MOUZA 44, LR DAG 1250, KHATIAN 2839, RANAGHAT KRISHNANAGAR RD, NEAR BADKULLA HOSPITAL 741121. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919830229478. Always use the IFSC code UTIB0004320 when making any online fund transfer to an account held at this branch.