Axis Bank — VERKA AMRITSAR Branch

AMRITSAR, PUNJAB

IFSC Code UTIB0004020
MICR Code 143211026

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Axis Bank
Branch Name VERKA AMRITSAR
IFSC Code UTIB0004020
MICR Code 143211026
SWIFT Code N/A
Address GRD FLR HADH BAST NO 285 VERKA AMRITSAR PIN 143501
City AMRITSAR
District AMRITSAR
State PUNJAB
Contact Number +911835002551

How to Use UTIB0004020 for Money Transfers

The IFSC code UTIB0004020 is specifically assigned to the VERKA AMRITSAR branch of Axis Bank located in AMRITSAR, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UTIB0004020 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UTIB0004020 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UTIB0004020 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Axis Bank VERKA AMRITSAR Branch

The VERKA AMRITSAR branch of Axis Bank is situated in AMRITSAR, PUNJAB. The branch address is GRD FLR HADH BAST NO 285 VERKA AMRITSAR PIN 143501. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +911835002551. Always use the IFSC code UTIB0004020 when making any online fund transfer to an account held at this branch.

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