Axis Bank — KARGIL Branch
KARGIL, JAMMU AND KASHMIR
Available Services
Branch Details
| Bank Name | Axis Bank |
|---|---|
| Branch Name | KARGIL |
| IFSC Code | UTIB0003953 |
| MICR Code | 194211002 |
| SWIFT Code | N/A |
| Address | OPPOSITE MAIN BUS STAND,CHANCHICK NEAR MES, KARGIL DISTRICT KARGIL |
| City | KARGIL |
| District | KARGIL |
| State | JAMMU AND KASHMIR |
| Contact Number | +919622220881 |
How to Use UTIB0003953 for Money Transfers
The IFSC code UTIB0003953 is specifically assigned to the KARGIL branch of Axis Bank located in KARGIL, JAMMU AND KASHMIR. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use UTIB0003953 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UTIB0003953 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UTIB0003953 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Axis Bank KARGIL Branch
The KARGIL branch of Axis Bank is situated in KARGIL, JAMMU AND KASHMIR. The branch address is OPPOSITE MAIN BUS STAND,CHANCHICK NEAR MES, KARGIL DISTRICT KARGIL. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919622220881. Always use the IFSC code UTIB0003953 when making any online fund transfer to an account held at this branch.
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