Axis Bank — CHATTERJEEHAT HOWRAH Branch

How to Use UTIB0003945 for Money Transfers

The IFSC code UTIB0003945 is specifically assigned to the CHATTERJEEHAT HOWRAH branch of Axis Bank located in KOLKATA, WEST BENGAL. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UTIB0003945 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UTIB0003945 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UTIB0003945 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Axis Bank CHATTERJEEHAT HOWRAH Branch

The CHATTERJEEHAT HOWRAH branch of Axis Bank is situated in KOLKATA, WEST BENGAL. The branch address is GR FLOOR,71 SARAT CHATTERJEE RD WARD NO 41,PO CHATTERJEEHAT,PS CHATTERJEEHAT,KOL 711104. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +913326672241. Always use the IFSC code UTIB0003945 when making any online fund transfer to an account held at this branch.