Axis Bank — FOCAL POINT LUDHIANA Branch
LUDHIANA, PUNJAB
Available Services
Branch Details
| Bank Name | Axis Bank |
|---|---|
| Branch Name | FOCAL POINT LUDHIANA |
| IFSC Code | UTIB0003344 |
| MICR Code | 141211030 |
| SWIFT Code | N/A |
| Address | GROUND FLOOR SHERPUR KALAN OPPOSITE FOCAL POINT |
| City | LUDHIANA |
| District | LUDHIANA |
| State | PUNJAB |
| Contact Number | +919780523951 |
How to Use UTIB0003344 for Money Transfers
The IFSC code UTIB0003344 is specifically assigned to the FOCAL POINT LUDHIANA branch of Axis Bank located in LUDHIANA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use UTIB0003344 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UTIB0003344 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UTIB0003344 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Axis Bank FOCAL POINT LUDHIANA Branch
The FOCAL POINT LUDHIANA branch of Axis Bank is situated in LUDHIANA, PUNJAB. The branch address is GROUND FLOOR SHERPUR KALAN OPPOSITE FOCAL POINT. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919780523951. Always use the IFSC code UTIB0003344 when making any online fund transfer to an account held at this branch.
← View all Axis Bank branches