Axis Bank — JAMMU PANJTIRTHI CHOWK Branch

How to Use UTIB0003282 for Money Transfers

The IFSC code UTIB0003282 is specifically assigned to the JAMMU PANJTIRTHI CHOWK branch of Axis Bank located in JAMMU, JAMMU AND KASHMIR. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UTIB0003282 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UTIB0003282 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UTIB0003282 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Axis Bank JAMMU PANJTIRTHI CHOWK Branch

The JAMMU PANJTIRTHI CHOWK branch of Axis Bank is situated in JAMMU, JAMMU AND KASHMIR. The branch address is GROUND FLOOR PANJTIRTHI CHOWK OPPOSITE POLICE STATION JAMMU TEHSIL AND DISTRICT JAMMU JANDK 180001. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +911912564033. Always use the IFSC code UTIB0003282 when making any online fund transfer to an account held at this branch.