Axis Bank — LOHGARH Branch

LUDHIANA, PUNJAB

IFSC Code UTIB0002431
MICR Code 141211983

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Axis Bank
Branch Name LOHGARH
IFSC Code UTIB0002431
MICR Code 141211983
SWIFT Code N/A
Address GROUND FLOOR, KHATA NO. 508/530, KHASRA NO. 2//21/2, HADBAST NO. 309 , VILLAGE LOHGARH,TEHSIL & DIST LUDHIANA, PUNJAB, PIN 141203
City LUDHIANA
District LOHGARH
State PUNJAB
Contact Number Not Available

How to Use UTIB0002431 for Money Transfers

The IFSC code UTIB0002431 is specifically assigned to the LOHGARH branch of Axis Bank located in LUDHIANA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UTIB0002431 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UTIB0002431 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UTIB0002431 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Axis Bank LOHGARH Branch

The LOHGARH branch of Axis Bank is situated in LUDHIANA, PUNJAB. The branch address is GROUND FLOOR, KHATA NO. 508/530, KHASRA NO. 2//21/2, HADBAST NO. 309 , VILLAGE LOHGARH,TEHSIL & DIST LUDHIANA, PUNJAB, PIN 141203. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code UTIB0002431 when making any online fund transfer to an account held at this branch.

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